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Archive 2020

Some Tips For Setting Up Your Self Managed Super Fund

Some Tips For Setting Up Your Self Managed Super Fund

A self managed super fund can often seem like something that would be too hard for the average layperson to do, when in fact it is not as difficult as it seems. There are also many benefits to doing so. A self managed super fund is a type of trust which is maintained for the singular purpose of the provision of retirement funds and benefits for when somebody retires. Having a self managed super fund is also very advantageous for people in certain careers such as a dentist, doctor, vet etc. This is because these careers will see the individuals being in one place for a long period of time. It would make sense that the rent being paid for the practice should be going into their self managed super fund rather than someone else’s. There are also different tax benefits that could be beneficial to practitioners.

Here are some tips for setting up your self managed super fund.

Get your team together

Professional advice is always preferable to have when setting up your own self managed super fund. You will need the help of professionals coming from different fields such as accountants, auditors and a lawyer. These are definitely essentials when it comes to this, and should be considered seriously. A team of professionals means you will get professional work, and this is something that is important in any type of similar situation.

Set up a trust and obtain a trust deed

Woman setting up a self managed super fund

You then need to set up a trust for your self managed super fund.

You must register a trust with the ATO, and you must ensure that your trust has trustees, assets, identifiable beneficiaries and intention to create a trust. After this, you must obtain a trust deed. A trust deed will set out the different rules and regulations under which it will operate. It is important to use your team of professionals to create a well-drafted trust deed to avoid issues in the future. A good trust deed will be designed to give the trustees the most control possible and the most flexibility possible. When the trust deed is finished and ready to go, it should be executed by the trustees. The trust deed should set out all the rules and regulations, and then apply and implement them into the life of the trustees.

Sign a declaration

Your self managed super fund will be almost ready to go.

The trustees must now sign a declaration to say that you understand your obligations of your self managed super fund, as well as the responsibilities that they have once they have signed it. The declaration must be signed and in the approved form within 21 days of you becoming a trustee.

Open a cash account

The trustees of a self managed super fund will need to open a cash account in order to receive contributions, earnings and rollovers from investments. This account will also need to pay certain expenses such as accounting fees, annual supervisory levy, taxation liabilities and member benefits. You must know all of these things so that you understand what you will have to pay upon signing a declaration and setting up your trust.

In summary, a self managed super fund has many steps into being set up, but once they are complete it will be well worth it. It is important to have a team of professionals to help you set it up, so that everything is correct and there will be no issues with it. This way it can be set up quickly and you can start operating as soon as possible.…

How To Interview Divorce Lawyers In Sydney

How To Interview Divorce Lawyers In Sydney

When hiring one of the best divorce lawyers in Sydney, it’s important to ask some questions before you agree to sign a contract for their services or pay them a retainer. This can help you to work out if you feel comfortable with them and will also help you to alleviate any concerns that you might have. Here are a few of the things you might want to speak to your divorce lawyers in Sydney about:

Get to know their level of experience

One of the most important things you want to establish with your divorce lawyers in Sydney is whether or not they have the right level of experience to handle your case. This might involve asking them about cases that they have handle in the past that are similar to yours. When asking them about case work that was similar to yours, it’s a good idea to get a gauge of how many of those cases ended up proceeding to trial or how the cases played out – this will help you to understand what to expect. You should also ask the best divorce lawyers in Sydney about their experience in managing child custody arrangements if they have children as this will give you a good idea of how matters proceeded and whether or not they are capable of calmly managing disputes around parenting arrangement.

Additional questions you might ask your solicitor include is where they studied and gained experience –  are they a specialist in their field? Have they done a high level of relevant training or do they usually undertake different types of work? It’s a good idea to find someone who has done a lot of relevant work in the family law arena as divorces can be complicated, a specialist will make things much quicker and easier.

Ask about how they operate

It’s a good idea to get an idea of how they operate and what you can expect on a day-to-day basis from them in terms of communication and working style. Do they for instance work with a more junior associate? Can you expect that you will receive communications from associates other than your solicitor? Many divorce lawyers in Sydney work with other associates to help them manage their caseload. If it’s important to you that key matters or negotiations are handle by your solicitor, then it’s worth checking that this will be the case. You should also work out what their communication style is like – will there always be someone available to take your calls? How quickly will they get back to you via email? What are office hours like and can you generally expect them to be responsive to your needs?

Ask about billing

Another important issue to establish with your divorce lawyers in Sydney is how billing arrangements are managed. Costs can get high so it’s important that expectations around billing matters are discussed in detail. Speak to your solicitor about getting an estimate for your case and make sure you understand their hourly rate and any other set costs you might incur. It’s also a good idea to work out how billing is managed – will you for instance pay an upfront retainer? Will they bill you on a monthly basis or will the balance be due at the end of the process? It’s important you understand all of the fees and billing requirements before going ahead with your case, this will help you to avoid any nasty surprises with bills you can’t afford.

Finally you should make sure that you are comfortable with the way they plan to manage your case.…

Why Buy Reclaimed Teak Outdoor Furniture?

Why Buy Reclaimed Teak Outdoor Furniture?

If you have been looking for modern décor items with lots of character to add to your home or alfresco dining area, then you will have undoubtedly seen ‘reclaimed teak outdoor furniture’ pop up. It’s become very popular with manufacturers and designer brands and is the hottest thing in décor right now so it’s not hard to find unique and interesting items. You likely will have also noticed that high-quality reclaimed teak outdoor furniture can carry a heftier price tag than other common items for alfresco spaces. Why the extra cost? Because reclaimed teak outdoor furniture extremely high quality, beautiful and sought after. The timber used is renowned for it’s unusual natural properties which set it apart from many other types of wood commonly used in patio furniture. It is known for being highly resistant to weather, pests and water damage. Read on below for some more information about what it is and why you should consider investing in it for your home.

Where does reclaimed teak outdoor furniture originate from?

This timber (known scientifically as Tectona Grandis) is a native tree through areas of Asia and grows abundantly in tropical climates. It has been heavily used since the early days of history after it’s unique properties were discovered and people realised it’s potential for a range of applications like the construction of homes and ship-building. The Dutch are known to have used it regularly in their ships. The natural oils in the wood make it highly resistant to damage from water. The timber has also been a popular choice for furniture historically. Unfortunately, it is not a fast-growing wood and so it can take plantations are long time to replenish their stock. The wood has become so highly sought after and rare that it is often very expensive which is why many designers are now finding ways to repurpose old wood, turning it into reclaimed teak outdoor furniture.

Why do people love reclaimed teak outdoor furniture?

table and chair made from reclaimed teak

The timber is very popular for use on patios and in alfresco spaces because it has natural properties that help to protect it from the weather, pests and water damage. Unlike other timbers, reclaimed teak outdoor furniture won’t absorb moisture because the natural oils and rubber in the timber repel it. This helps to keep rot and other problems at bay. With reclaimed teak outdoor furniture, you won’t experience problems with pests like white ants eating it or have to deal with dry rot and fungi. The natural properties of the wood remain even after it has been harvested and make it almost impervious to the conditions that would destroy other lesser quality timbers. Other options for alfresco and patio décor are high maintenance and require constant care and attention to keep them protected from the weather. Repurposed timbers will look great for a lifetime on your patio – as it ages it often gets even more character and gets a weathered grey look. If you prefer honeyed brown tones, a sand and a polish will bring the natural shine of the wood out. Whilst it can be more of an investment many buyers will discover that they save a lot on maintenance and replacements and that the timber only gets better and better with age.

You should know

Be careful of products trying to imitate the timber or that use the outer layers of the tree as this does not have the same durability at the timber. When purchasing make sure you take careful note of the workmanship and quality of the item to avoid any buyers regret.…

How You Can Get Yourself The Perfect Patio Setting When Opting For Timber Outdoor Furniture

How You Can Get Yourself The Perfect Patio Setting When Opting For Timber Outdoor Furniture

It can be a whole lot of fun when people are in the position where they are able to shop for items for their home and when they don’t have a cap on their budget. Having said this, things can quickly get stressful when people are unable to figure out what they want to buy and what is going to look good in their space. This can be especially hard when it comes to decorating tricky spaces that people don’t usually think of such as their patio area.

This is because people usually take care of these areas last as they can sometimes be the most expensive, or because it is the last place that people will look at e.g. it will be at the back of the home. The good news is that there is plenty of help out there when people are struggling with making a decision or when they cannot find anywhere to shop. So, for people who may be in the market and who may not be sure about what to look for, here is how you can get yourself the perfect patio setting when opting for timber outdoor furniture.


You can get yourself the perfect patio setting when opting for timber outdoor furniture as this may match your décor on the inside

What can be extremely frustrating for people is that when they start to look for pieces that they want to include in their patio area they can’t seem to find anything that suits their taste and already exciting style. This is because items that can be found outside of the home traditionally are not created to match the items that are inside of the home. The good news is that people are now able to get a little bit inventive and are able to try to find items that will match their personal style.

For example, if people have a scandi look on the inside of their home, the chances will be that they have lots of natural elements that they like to display. The great thing about this is the people are able to easily match this style with timber outdoor furniture for their patio area, especially if they go for light options. This way people are able to create a cohesive look that flows from the front to the back.


You can get yourself the perfect patio setting when opting for timber outdoor furniture as you will be purchasing a sturdy material

Another reason why people are able to find the perfect patio setting when they decide to opt for timber outdoor furniture is because people will find that this is a very sturdy and durable material. This will be something that any person of any size can sit on and it will be something that will be able to put up a fight against the elements. On top of all of the practicalities, this kind of item will also look fantastic, so people are able to tick all of their boxes.

This is important when people are spending a large chunk of their savings and for when they are wanting to create a really special area in their abode where they can very easily relax and unwind. As it can be seen, it might not actually be as hard as people think when they are looking to find something fantastic for their patio area and usually all people have to do is a little bit of research and to slightly think outside of the box.…

3 Key Traits Of The Most Talented Divorce Lawyers

3 Key Traits Of The Most Talented Divorce Lawyers

If and when a marriage breaks down, it is understandably an uncomfortable, awkward and emotionally difficult time for all parties involved. Everyone from children to extended family and even friends can be affected by the fallout.

Despite the emotional stress of the situation, there are legal considerations that need to be addressed by the best divorce lawyers in Sydney. These are legal professionals who specialize in addressing issues related to the breakdown of marital and de-facto relationships.

The best practitioners will possess a number of core traits that you really want to have on your side no matter what kind of situation you are dealing with. Let’s take a look at some of the most important traits that divorce lawyers in Sydney need to have.


An eye for detail

The entire point of hiring a legal professional is that they will be able to help you navigate the complexity of legal jargon and judicial processes. This means they will read contracts on your behalf and ensure that all of the ‘boring bits’ are taken care of so that your case isn’t jeopardized by a silly mistake or technicality.

The best divorce lawyers in Sydney have analytical minds that allow them to quickly identify points of interest in what may seem like a jumble of words to the rest of us. This means the solicitor you engage will also likely be quite eloquent and articulate due to their wide vocabulary of relevant terms.


An empathetic approach

While divorce lawyers aren’t there to be your support counsellor, they are going to act as a close ally during your divorce and the legal challenges that may follow. This means that they won’t have an entirely cold and clinical approach to the work but will help you to see a clear path forward that will enable you to live your life unburdened by your past relationship.

All divorce solicitors will recognize the emotional difficulty their clients are dealing with and will know when to temper expectations with cold hard facts. For example, you might really despise your ex and want to punish them by trying to deny them custody of children, but a good solicitor will advise you not to think vindictively and to instead focus on finding the best possible arrangement for the benefit of your kids.


Negotiation skills

One of the most important skills a divorce lawyer can posses is the ability to conduct and endure a tense negotiation between ex-lovers. This often takes the form of alternative dispute resolution or mediation sessions that seek to find a mutually agreeable settlement outside of a courtroom.

These settlements are preferred and encouraged by the court system as they don’t take up court resources and generally lead to longer-lasting agreements. Therefore, it’s important for divorce lawyers to be talented in helping disputing parties reach agreements that are in the best interests of them and their children.

These negotiations will often be facilitated by another 3rd party mediator who is specifically trained in advanced negotiation tactics. Rather than coming to the table with an adversarial mindset, divorce lawyers in Sydney need to help their clients go in with a clear and analytical mind that’s focused on finding an agreeable and lasting resolution to the dispute.

Hopefully the above information has given you some more insight on the important traits that the best divorce lawyers in Sydney will possess, so that you have an easier time finding the right one to hire.…